Oumkaltoum (Kal) El Ouarti| University of St.Gallen MBA
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Oumkaltoum (Kal) El Ouarti

Oumkaltoum has built a 20-year career in investment management, specializing in portfolio management for Ultra-High-Net-Worth clients. At HSBC Private Bank Geneva, she served as Managing Director and progressed through key leadership roles, including Head of the UAE Cluster, UHNW Cluster, and previously as Co-Head of the MENA Investment Counselling Team. In these positions, she managed cross-border investment teams and multi-billion-dollar portfolios. Her expertise spans institutional-level investment frameworks, asset allocation, and risk management across traditional and alternative investments. Prior to HSBC, she served as Head of Investment Solutions at QIB-UK in London, and began her career at KBL Richelieu in Paris, where she focused on discretionary portfolio management. At the start of 2025, Oumkaltoum embarked on an entrepreneurial journey, leveraging her experience to establish a Wealth-Tech company. This venture aims to integrate investment insights, education, and community building, reflecting her vision for the future of wealth management. 

Oumkaltoum holds an Executive MBA, ETH Zurich & University of St. Gallen (2023), the CFA Charterholder (2008), and a Master in Finance, University Paris IX-Dauphine (2003).